Why Is Trucking Insurance Important?
Trucking insurance is essential because it safeguards drivers, businesses, and the public against the financial consequences of accidents and unexpected damages. In many cases, carrying proper coverage is not only smart—it’s a legal requirement.
With the right policy, truckers are protected against the costs of vehicle repairs, medical bills, and potential legal claims. Many plans also extend to cargo coverage, roadside assistance, and liability protection, giving drivers and fleet owners peace of mind both on and off the road.
Who We Insure
We recognize that no two trucking businesses are alike. That’s why we provide customized commercial truck insurance solutions across all 50 states. Whether you operate locally or nationwide, we offer dependable coverage for a wide range of commercial truckers.
Protect your commercial truck with Progressive Commercial.
Cost of Truck Insurance
In 2024, Progressive’s national average monthly premium for commercial for-hire truck insurance ranged:
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$746 for specialty truckers
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$954 for general transportation truckers
Keep in mind, these averages may not reflect your exact rate. Your premium will depend on factors such as:
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USDOT authority and coverage requirements
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Vehicle type and cargo transported
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Operating radius
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Driving history and safety record
Our Partnership With Trucking Associations
The trucking industry is the backbone of the U.S. economy, and we’re proud to support it. For eight consecutive years, we’ve been recognized as a Featured Product provider with the American Trucking Associations (ATA).
As Scott Miller, President of Commercial Insurance Agency and Broker at Sentry, noted:
“ATA has been a steadfast advocate for the trucking industry. Our continued partnership is a testament to our shared commitment to addressing industry challenges and fostering a stronger economy.”
Through our collaboration with ATA, we remain committed to advancing initiatives that strengthen the trucking community and help businesses like yours thrive.