Home Mortgage Rates (2026) – Compare Lenders & Get Pre-Approved Today
Looking for a competitive home mortgage? Compare current mortgage rates, review fixed and variable options, and secure pre-approval before buying your property.
Leading lenders offer fast online applications and tailored financing solutions for residential buyers.
Current Mortgage Rates (Europe 2026)
| Mortgage Type | Estimated Rate Range |
|---|---|
| 2-Year Fixed | 3.5% – 5.5% |
| 5-Year Fixed | 3.8% – 5.8% |
| Variable / Tracker | Base Rate + Margin |
| Jumbo Mortgage | Custom Rate Quote |
Rates depend on loan-to-value (LTV), credit profile, property value, and repayment term.
Why Compare Home Mortgage Lenders?
- Lower interest rate
- Reduced monthly payments
- Flexible repayment terms
- Higher borrowing limits
- Faster approval process
Even a small interest rate difference can save thousands over the life of your loan.
Mortgage Loan Amounts & Terms
- Loan amounts: €100,000 – €2M+
- Loan term: 10 – 30 years
- Loan-to-value: typically 60% – 90%
- Fixed & adjustable rate options
How to Get Mortgage Pre-Approval
- Check your credit profile
- Calculate debt-to-income ratio
- Compare lender offers
- Submit financial documentation
- Receive conditional approval
Pre-approval strengthens your position when negotiating property purchases.
Refinance & Equity Release Options
- Mortgage refinancing
- Cash-out refinance
- Lower interest rate switch
- Debt consolidation through mortgage
Apply for a Home Mortgage Today
Secure competitive financing and lock your interest rate with a trusted mortgage provider.
Compare rates. Get pre-approved. Secure your home mortgage today.