Commercial Truck Insurance (2026) – Compare Heavy Vehicle Quotes & Secure Coverage Today
Protect your business with comprehensive commercial truck insurance designed for logistics operators, haulage companies, and independent truck owners.
Compare insurers, review liability limits, and secure high-value coverage tailored to heavy commercial vehicles.
Who Needs Commercial Truck Insurance?
- Long-haul trucking companies
- Freight & logistics businesses
- Owner-operator drivers
- Construction & heavy transport firms
- Fleet management companies
If your truck is used for commercial operations, specialist insurance coverage is legally required in most jurisdictions.
What Does Commercial Truck Insurance Cover?
- Third-party liability (€1M+ limits)
- Collision & comprehensive damage
- Cargo & goods-in-transit insurance
- Driver injury protection
- Legal expenses & claim defence
- Breakdown & roadside assistance
Commercial Truck Insurance Costs (Europe 2026)
| Truck Type | Estimated Annual Premium |
|---|---|
| Light Commercial Truck | €1,000 – €3,000 |
| Heavy Haulage Vehicle | €3,000 – €8,000+ |
| Fleet (5+ Trucks) | Custom Fleet Quote |
Premiums depend on driving history, cargo type, mileage, operating region, and claims record.
Fleet Truck Insurance Solutions
- Multi-vehicle fleet discounts
- Centralised policy management
- Flexible driver coverage
- Custom liability limits
How to Get the Best Commercial Truck Insurance Quote
- List all vehicles in operation
- Define coverage & liability limits
- Provide driver & claims history
- Compare multiple insurers
- Secure annual or monthly coverage
Comparing providers can significantly reduce insurance costs while maintaining full protection.
Secure Your Commercial Truck Insurance Today
Protect your trucks, drivers, and cargo with tailored commercial vehicle insurance.
Compare quotes. Reduce risk. Secure heavy vehicle coverage now.